The challenges facing the seniors and the elderly can be different from others. Often the questions revolve around protecting assets from a nursing home or paying for skilled nursing care.
We find all too often that there are many misconceptions around elder law, specifically regarding the assets and nursing homes. For those that feel that this is an issue for them or might be in the future, reach out to us for a Discovery Meeting. Our team makes recommendations and designs custom plans for our clients.
We partner with families that want to protect their hard-earned assets from being decimated by the nursing home. At Zihmer Law Firm, our attorneys are the trusted advisor for families that want to plan for the future.
Our approach is to guide each person that we work through our elder law proven process.
Elder law is the area of law that focuses on the seniors and elderly in our area. We realize that these people have different needs that revolve around the protection of assets, having access to quality care, and ensuring the right decisions are made for them.
You may be concerned that you will end up in a nursing home. How will you and your family pay for bills that can be $10,000 to $15,000 per month? That's $120,000 to $180,000 per year! With an Asset Protection Plan we can preserve your assets while allowing you to qualify for skilled nursing care paid for by Pennsylvania.
Sometimes our loved ones need nursing home care right now, or they are already in a facility. These bills quickly add up $120,000 to $180,000 per year which will eat up every asset that they have fast. Our team can protect the remaining assets while getting your loved one their nursing care paid for.
If our family members don't do proper estate planning, particularly not having a power of attorney, then problems can arise. With the rise in dementia and Alzheimer's, there comes a time when your parents can no longer put a power of attorney in place. When that happens, the path forward is a guardianship which allows for a decision-maker to be court appointed for them.
Every person and family is different. We meet you on your level and get to know you. It's important that we understand what matters to you - that's what matters most.
This is a free phone meeting where we get to know you. We want to know what matters to you, why this is important, and if you've done it before.
We want to make sure that we are a good fit for each other before moving further ahead. You will get a proposal with fees and a breakdown of our proven process after this meeting.
Once you decide to work with the firm, we will set up your strategy meeting with your attorney. This meeting can be virtual via Zoom from the comfort of your own own, or you can travel to our office.
This is where we will work together strategize on the next steps. Your plan will be carefully designed to meet your unique needs and goals for your family.
Our team will begin to carefully prepare each of your documents, and then the comprehensive plan will be approved by your attorney.
Each family that we work with is different. Whether we are crafting an asset protection plan, calculating a spend down of assets for Medicaid, or preparing for a guardianship hearing - our team is with you every step of the way.
Elder law isn't a one-and-done interaction. We build relationships with our clients and welcome them into the Zihmer Law Firm Family. Often with elderly family members, things can change. Health can deteriorate, levels of care can change, and people will ultimately pass away.
Reach out to our firm for what to do at every stage of life and care.
We sure do! Our practice is exclusive to estate planning, probate, and elder law. If the neighbor's dog bites you or you are in a car accident, call us - and we will partner you with a fantastic attorney.
Our team has spent years perfecting elder law planning for YOU!
There can be some hefty tax implications with that. When you meet with our team, we will walk through the different scenarios and match up the right one with your end goals. 9 times out of 10, this type of transfer causes different problems for our clients and their families.
Reach out to us right now! We can stop the bleed of his money going to the nursing home quickly. Each month that you pay means that money is gone forever. Don't delay reaching out any longer.
Yes, this is typically a great use for an Asset Protection Trust. When structured correctly, these trusts allow for the preservation of assets (including homes) from the nursing home or state. If you want to ensure that your home is protected, reach out to us.
There are levels of options within this scenario. Some of our clients opt for a Caregiver Agreement and other documents to begin the spend down of dad's assets. Others will augment their own care with Medicaid's Skilled Nursing Home-Based waiver program. You have options that we can help with!
It depends. The most proactive and best preservation strategies require five years before you would need care to properly enact. If there was a crystal ball for when you would need care, we would reach out to you at that time. It's best for all seniors to at least be aware of their options.
This is where guardianships come into action. Pennsylvania has an entire process to appoint a guardian for an individual that no longer has the ability to make decisions for themselves. We can partner with your family to guide you through this.
Yes, we do this with Asset Protection Trusts. These are a unique type of irrevocable trust that allows for the protection of assets from the nursing home when implemented properly. If you have concerns of depleting your hard earned money and assets on nursing care, let our team know and we can build a plan to protect your assets.
When you have young children, a Will is important because you can name guardians to raise your children should something happen to you. This is a primary concern of all parents. We will put a plan in place that ensures your children are cared for in the event something should happen to you.
Zihmer Law Firm - Pittsburgh Office
3244 Washington Road
Suite 210
McMurray, PA 15317
Phone: 412-223-2525
Email: info@zihmerlaw.com